Scholarships, explained.

A clear overview of what scholarships are, where they come from, what they may cover and how to plan your funding for study in the UK, USA, Canada, Australia, Germany, Ireland or New Zealand.

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Please note. Scholarship availability, amounts, eligibility and deadlines are set by the awarding organisation and change from year to year. We guide you and help you prepare, but we cannot guarantee any scholarship. Never pay anyone to secure one.
THE BASICS

What is a scholarship?

Financial support for your studies, awarded for merit, need, a field of study or other criteria.

Usually not repaid

Unlike a loan, a scholarship generally does not need to be repaid, though some come with conditions.

Competitive

Many people apply for limited awards, so strong, tailored applications matter.

Different sizes

Awards range from a one-time amount to support for tuition and living costs.

Plan early

Deadlines can fall before university admission closes, sometimes a year before you start.

WHERE THEY COME FROM

Who offers scholarships?

Governments

National programmes, often for postgraduate study and eligible countries.

Universities

Awards for international students, sometimes considered automatically with admission.

Foundations and organisations

Charities, trusts and companies that fund study in particular fields.

Other sources

Employers, professional bodies and local programmes in your home country.

TYPES AT A GLANCE

Six common kinds of funding.

Select a type to read the details, who it suits and our tips.

What they may cover

Depends on the award:

  • Part or all of tuition
  • A living allowance (stipend)
  • Travel or flight costs
  • Health cover
  • Research or study materials

Conditions to check

Before accepting, read the terms for:

  • Minimum grades needed each year to keep the award
  • Work or return-home commitments after you finish
  • Limits on other funding or part-time work
  • How and when money is paid
  • What happens if you change course or university
FUNDING GAP CALCULATOR

How much do you still need?

Enter your own figures to see the gap between your total cost and your funding. We do not pre-fill any amounts, so use official figures from your university.

Your figures

All amounts for the whole course, in one currency.

A simple planning tool, not financial advice. Check loan terms and any work limits on your visa. Our cost calculator gives indicative total costs.

MYTHS AND FACTS

Common misunderstandings.

A few things students often get wrong about scholarships.

More FAQs →
Myth: Only top-ranked students get scholarships

Fact: Academic merit matters, but there are also awards based on need, field of study, background and other criteria. Many partial awards exist.

Myth: Applying is the same as winning

Fact: Scholarships are competitive. Applying to several suitable options and preparing strong, tailored applications improves your chances, but nothing is guaranteed.

Myth: I can apply any time

Fact: Deadlines can be a year before your course starts and may be earlier than admission deadlines.

Myth: Someone can guarantee me a scholarship

Fact: Only the awarding organisation decides. Be cautious of anyone who promises a scholarship or asks for payment to secure one.

Myth: A scholarship covers everything

Fact: Many cover only part of the cost. Plan for the gap using the calculator above.

GLOSSARY

Terms you will see.

Stipend
A regular payment to help cover living costs.
Tuition waiver
A reduction or removal of tuition fees.
Assistantship
Funding given in return for teaching or research work, common in graduate study.
Bursary
A financial award, often based on need.
Fellowship
Funding for postgraduate or research study.
Grant
Funds given for a purpose that does not need to be repaid.
WHAT NEXT

Turn this into a plan.

1

Find options

Use the scholarship finder.

2

Check eligibility

See what awarding bodies look for in eligibility.

3

Prepare

Use the document checklist.

4

Mind the dates

Read about deadlines.

Go to scholarships →
LET'S GET STARTED

Explore scholarships with a counsellor.

Tell us your course, level and destination. We will point you to scholarships worth exploring.

✦ Free initial consultation
✦ Personalised guidance
✦ No obligation

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