Apply for scholarships early
Many awards close before the course starts. Use the scholarship option above to see how a partial award changes your total.
See the cost of your whole degree for seven countries, compare them side by side, plan your funding and education loan, check visa proof of funds and download a PDF report to share with your family.
Change any option and the estimate updates. Your full result unlocks once you share your details.
Indicative estimates only. We confirm exact fees for your shortlist.
Share your details to unlock the full breakdown, the funding and loan planner, the country comparison and your PDF report.
Unlock my estimate ↗The year-by-year table, country comparison, funding gap, proof of funds, loan and payback planners all follow the options you chose above.
| Year | Tuition | Living | Health cover | Visa & setup | Total |
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See the monthly EMI if you finance part of the total with a loan. Rates and terms vary by lender, so treat this as a guide.
Repayment is assumed to start straight away. Many lenders offer a moratorium during the course, which changes the total interest.
Enter what you have in ₹ lakh. The loan figure is shared with the loan planner below.
A shortfall here is a common reason for visa refusal.
Secured or unsecured, moratorium, balance over time and the Section 80E tax benefit.
How long to earn back the cost, including loan interest.
Typical student work limits. Earnings are never guaranteed.
Where the living figure goes each month.
Save up to three setups and compare them.
Send the summary to your family, or have a counsellor review the full plan with you.
Visa funds, work limits, salaries and tax rules change often. Confirm every figure with official sources.
Free. One short form, then the table, comparison, funding and loan planners open up.
Unlock my estimate ↗
Many awards close before the course starts. Use the scholarship option above to see how a partial award changes your total.
The range between budget and premium universities is often bigger than the difference between countries.
Living costs vary a lot inside one country. Switch the city size above to see the effect on your total.
One-year master's programmes cut both tuition and living costs. Compare course lengths in the table.
A few quick answers on how the calculator works and how to read the result.
Tuition for the full course, living costs, health insurance or surcharge, and a one-time allowance for visa fees, flights and first-month setup. Books, local travel and personal spending are covered by the living figure.
It uses indicative averages, so it is a planning figure and not a quote. Real fees depend on the university, the course and the city. We confirm exact numbers for your shortlist.
The total is multiplied by the exchange rate shown in the form. Rates move daily, so enter the current rate for a closer figure.
Your selections, the total in local currency and rupees, the cost breakdown, the year-by-year table, a country comparison and, if you choose a loan, the EMI plan. It is free once you unlock your estimate.
The headline total does not, because earnings are not guaranteed. The part-time work panel in the detailed view shows the net cost if you count typical student earnings, and you can switch that off.
It compares your savings, family funds, grants and loan with a typical visa financial requirement for the country. Visa rules and amounts change, so always confirm them on the official visa website for your intake.
Many German public universities charge low or no tuition, so most of the cost is living expenses and the blocked-account requirement. Fees vary by state and programme, and some programmes do charge.
A counsellor can review scholarships, education-loan options and lower-cost routes for your profile in one call.
Tell us a little about your study plans and our counsellor will help you understand your options.
Share your details and our education counsellor will contact you.
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